How to Withdraw the New FGTS Withdrawal

Discover How to Withdraw the New FGTS Withdrawal, See what has changed and the step-by-step guide on how to make your request in the article below.

The Federal Government announced a new measure that releases the balance retained from the Severance Pay Guarantee Fund (FGTS) for workers who opted for the anniversary withdrawal and were dismissed without just cause.

However, this change, which came into effect on March 6, 2025, corrects a previous limitation and may benefit millions of Brazilians who had their resources blocked after joining the anniversary withdrawal.

With this new rule, workers dismissed without just cause between January 2020 and February 2025 can finally withdraw the remaining balance from their FGTS accounts.

Anyway, next, we will explain what has changed, who is entitled to withdrawal and how to request payment.

What has changed in the FGTS withdrawal?

Firstly, the anniversary withdrawal, created in 2019, allows workers to withdraw part of their FGTS balance annually in the month of their birthday.

However, this modality prevented the full withdrawal of the fund in the event of dismissal without just cause, only allowing the withdrawal of the termination fine of 40%.

However, from the Provisional Measure (MP) 1,290/2025, this restriction was relaxed.

Now, workers who signed up for the anniversary withdrawal and were dismissed without just cause can withdraw the remaining balance of the FGTS.

Therefore, this change represents a major step forward, allowing thousands of people to access funds that were previously blocked.

Ultimately, this measure should benefit around 12.1 million workers, resulting in the release of approximately R$ 12 billion.

Who is entitled to withdrawal?

In principle, to be entitled to withdraw the balance retained from the FGTS, the worker must meet the following criteria:

• ✔️ Having opted for the anniversary withdrawal from FGTS
• ✔️ Having been dismissed without just cause between January 2020 and February 2025
• ✔️ Not having made the full withdrawal of the balance upon termination of the contract

So, if you meet these requirements, you can request the withdrawal of the available amount following the payment schedule published by Caixa Econômica Federal.

Payment Schedule

Certainly, the release of funds will follow a schedule organized in two steps:

📅 From March 6th to 10th, 2025 – Workers will be able to withdraw up to R$ 3.000; 📅 From June 17 to 20, 2025 – Payment for amounts above R$ 3.000.

This model was adopted to maintain an adequate flow of payments and avoid overloading the banking system.

How do I check my balance and request a withdrawal?

Finally, workers can check their available balance and request FGTS withdrawal through the following channels:

📲 FGTS Application – Available for Android and iOS, it allows you to check your balance and request a withdrawal.
🌐 Caixa Econômica Federal website – Just access the worker area and check the detailed information.
🏦 Caixa branches – In-person service to clarify doubts and provide guidance on withdrawals.

Therefore, to receive the amount correctly, it is essential to keep your registration data up to date.

Conclusion

Ultimately, the new release of the FGTS is an important measure to correct the limitation on anniversary withdrawals, allowing workers who were dismissed without just cause to have access to the full balance in their accounts.

Therefore, with this change, millions of Brazilians will be able to count on this money to reorganize their finances, invest in new opportunities or pay off debts.

Therefore, if you meet the established criteria, be sure to check your balance and follow the procedures to request a withdrawal.

However, the Severance Pay Guarantee Fund It is a worker's right and can be a great support in moments of professional transition.

So, request your withdrawal here or, For more information and access to official services, visit the website from the Federal Savings Bank