{"id":78,"date":"2022-10-18T18:13:58","date_gmt":"2022-10-18T15:13:58","guid":{"rendered":"https:\/\/economiaportal.com\/?p=78"},"modified":"2023-01-25T16:45:37","modified_gmt":"2023-01-25T13:45:37","slug":"the-best-risk-free-investments","status":"publish","type":"post","link":"https:\/\/economiaportal.com\/en\/78\/os-melhores-investimentos-sem-riscos\/","title":{"rendered":"The best risk-free investments"},"content":{"rendered":"

If you have money saved, and you want to invest but don't know where, today we will mention the best risk-free investments<\/strong>.<\/p>\n\n\n\n

There are several investment possibilities, however, not all of them are safe, and some of them have a lot of risks.<\/p>\n\n\n\n

Due to the many frauds, doubts take over the minds of those who want to start investing.<\/p>\n\n\n\n

Anyway, if you are interested in investing your money, stay tuned for the next paragraphs where we will mention the best risk-free investments.<\/p>\n\n\n\n

Paid Digital Accounts<\/strong><\/h2>\n\n\n\n

What can be done with just 10 reais? Very few things, right? Well, these 10 reais are enough to start investing in paid digital accounts.<\/p>\n\n\n\n

PicPay<\/a>, Nubank<\/a> It is Pagbank<\/a> are some of the examples that can be invested in paid digital accounts.<\/p>\n\n\n\n

However, all these accounts pay 100% of the CDI (Interbank Deposit Certificates). In other words, they yield 100% more of your invested money.<\/p>\n\n\n\n

Furthermore, it is possible to move the account quickly and safely.<\/p>\n\n\n\n

Remembering that, whether it yields little or not, it is still yielding. So, here\u2019s a tip to start investing as soon as possible.<\/p>\n\n\n\n

Selic Treasury<\/strong><\/h2>\n\n\n\n

What is it treasure<\/strong> direct<\/strong>?? Direct Treasury<\/strong> It's nothing more than you lending money to the government, and the government paying you back with interest.<\/p>\n\n\n\n

At least 40% of what we earn goes to the government through taxes. So, lending money to the government to receive something in return, in this case interest, is not a bad idea.<\/p>\n\n\n\n

Furthermore, Selic Treasury<\/strong> It is the most recommended for emergency reserves. Well, it follows the Selic rate.<\/p>\n\n\n\n

With this, it doesn't just provide payment at the end of the year, it pays you a fraction of the Selic rate every day.<\/p>\n\n\n\n

However, the Selic Treasury<\/strong> It only pays on weekdays, not on weekends.<\/p>\n\n\n\n

And you may be wondering, why Selic Treasury<\/strong> It is the most recommended for emergency reserves. Because the Selic Treasury<\/strong> It's the only one where you can take your money out before maturity, without the risks and losing money.<\/p>\n\n\n\n

IPCA Treasury<\/strong><\/h2>\n\n\n\n

IPCA Treasury<\/strong> It is recommended for investors who opt for long-term returns.<\/p>\n\n\n\n

So, regardless of inflation, the government's long-term plans IPCA treasure<\/strong>, allow you to be sure that at the end of the term, your money will always be above inflation.<\/p>\n\n\n\n

However, the IPCA Treasury<\/strong> It's for you who have a project due at the end of the year.<\/p>\n\n\n\n

So, it is very useful for investing in your children's college education, or having money for your child when he is 18 years old.<\/p>\n\n\n\n

And, have money saved for your retirement. Remembering that, in 2021, the largest private pensions in Brazil paid less than the CDI.<\/p>\n\n\n\n

So, if you are prepared, betting on IPCA Treasury<\/strong>, you will have a much more peaceful and enriched future.<\/p>\n\n\n\n

Prefixed CBD<\/strong><\/h2>\n\n\n\n

Prefixed CBDs<\/strong> They pay a lot of money, even much more than savings. However, it can only be found in stock brokers.<\/p>\n\n\n\n

Furthermore, CBDs<\/strong> In general, there is a guarantee FGC<\/strong> (Credit Guarantee Fund<\/strong>). So, if there is a promise of a percentage, when a loan is made to a bank and it is not fulfilled. O FGC<\/strong> pays back all the money borrowed, plus the interest promised for that period.<\/p>\n\n\n\n

Understand the variation of the dollar<\/a><\/p>News<\/cite><\/blockquote><\/figure>\n\n\n\n

Remembering that, the protection is for amounts of up to 250 thousand per CPF and per financial institution.<\/p>\n\n\n\n

Conclusion<\/strong><\/h2>\n\n\n\n

With all these tips, we hope we can help you choose the best risk-free investments<\/strong> existing on the market.<\/p>","protected":false},"excerpt":{"rendered":"

If you have some money saved and want to invest it but don\u2019t know where, today we will list the best risk-free investments. There are several investment possibilities, however, \u2026 <\/p>","protected":false},"author":14,"featured_media":160,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[79,76,75,78,77],"class_list":["post-78","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-atualidades","tag-cdb-prefixado","tag-contas-digitais-remuneradas","tag-os-melhores-investimentos-sem-riscos","tag-tesouro-ipca","tag-tesouro-selic","latest_post"],"yoast_head":"\nOs melhores investimentos sem riscos - Economia Portal<\/title>\n<meta name=\"description\" content=\"Se voc\u00ea tem um dinheiro guardado, e tem a vontade de investir e n\u00e3o sabe onde, hoje citaremos os melhores investimentos sem riscos.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/economiaportal.com\/en\/78\/the-best-risk-free-investments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Os melhores investimentos sem riscos - 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