{"id":616,"date":"2023-04-12T20:06:34","date_gmt":"2023-04-12T17:06:34","guid":{"rendered":"https:\/\/economiaportal.com\/?p=616"},"modified":"2023-04-12T20:06:34","modified_gmt":"2023-04-12T17:06:34","slug":"tesouro-direto-investitia-populara-din-brazilia","status":"publish","type":"post","link":"https:\/\/economiaportal.com\/ro\/616\/tesouro-direto-o-investimento-popular-do-brasil\/","title":{"rendered":"Trezorerie direct\u0103: investi\u021bia popular\u0103 a Braziliei"},"content":{"rendered":"<p>O <strong>Trezoreria direct\u0103 <\/strong>este una dintre cele mai populare op\u021biuni de investi\u021bii din Brazilia, \u00een special printre investitorii \u00eencep\u0103tori. <\/p>\n\n\n\n<p>Acesta este un program de investi\u021bii al Trezoreriei Na\u021bionale, creat \u00een 2002, care permite persoanelor fizice s\u0103 achizi\u021bioneze titluri publice prin internet.<\/p>\n\n\n\n<p>Exist\u0103 mai multe tipuri de titluri disponibile \u00een Trezoreria Direct\u0103, cu scaden\u021be diferite, forme de remunerare \u0219i riscuri asociate. <\/p>\n\n\n\n<p>Printre principalele tipuri de obliga\u021biuni se num\u0103r\u0103 <strong>Trezoreria Selic<\/strong>, O <strong>Trezoreria IPCA<\/strong> si <strong>Trezorerie prefixat\u0103<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trezoreria SELIC<\/h3>\n\n\n\n<p>O <strong>Trezoreria Selic<\/strong> este un titlu <strong>postfixat<\/strong> care urm\u0103re\u0219te varia\u021bia ratei dob\u00e2nzii de baz\u0103 a economiei braziliene (rata Selic), oferind un randament zilnic care urm\u0103re\u0219te evolu\u021bia ratei. <\/p>\n\n\n\n<p>Este o op\u021biune interesant\u0103 pentru cei care doresc s\u0103-\u0219i p\u0103streze banii \u00een siguran\u021b\u0103 \u0219i disponibili pe termen scurt, deoarece permite r\u0103scump\u0103rarea \u00een orice moment f\u0103r\u0103 pierderea profitabilit\u0103\u021bii.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trezoreria IPCA<\/h3>\n\n\n\n<p>deja cel <strong>Trezoreria IPCA<\/strong>, un titlu indexat la infla\u021bie m\u0103surat\u0103 de <strong>IPCA<\/strong> (Indice amplu al pre\u021burilor de consum), oferind un randament real (peste infla\u021bie) investitorului. <\/p>\n\n\n\n<p>Este o variant\u0103 interesant\u0103 pentru cei care doresc s\u0103-\u0219i protejeze banii de infla\u021bie \u0219i s\u0103 garanteze un c\u00e2\u0219tig real pe termen lung.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Trezorerie prefixat\u0103<\/h3>\n\n\n\n<p>\u00cen cele din urm\u0103, cel <strong>Trezorerie prefixat\u0103<\/strong> este un titlu care ofer\u0103 o rat\u0103 a dob\u00e2nzii predeterminat\u0103, indiferent de varia\u021bia ratei Selic sau a infla\u021biei. <\/p>\n\n\n\n<p>Este o varianta interesanta pentru cei care vor sa stie exact cat vor castiga la sfarsitul perioadei de investitie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">sfaturi de investi\u021bii<\/h3>\n\n\n\n<p>s\u0103 investeasc\u0103 \u00een <strong>Trezoreria direct\u0103<\/strong>, este necesar s\u0103 ave\u021bi un cont \u00een a <a href=\"https:\/\/conteudos.xpi.com.br\/guia-de-investimentos\/\">agent de burs\u0103<\/a> care ofer\u0103 acest serviciu. <\/p>\n\n\n\n<p>Brokerajul percepe o tax\u0103 de administrare, care poate varia \u00een func\u021bie de institu\u021bie \u0219i de tipul de garan\u021bie ales.<\/p>\n\n\n\n<p>Este important de re\u021binut c\u0103, ca orice investi\u021bie, \u0219i<strong> Trezoreria direct\u0103<\/strong> are riscuri, cum ar fi riscul de pia\u021b\u0103 (modificarea ratei Selic \u0219i infla\u021bia), riscul de credit (riscul de neplat\u0103 guvernamental\u0103) \u0219i riscul de lichiditate (posibilitatea de a nu putea vinde titlul atunci c\u00e2nd dori\u021bi). <\/p>\n\n\n\n<p>Prin urmare, este esen\u021bial s\u0103 c\u00e2nt\u0103ri\u021bi cu aten\u021bie argumentele pro \u0219i contra \u00eenainte de a investi \u0219i, dac\u0103 este necesar, s\u0103 solicita\u021bi ajutorul unui profesionist \u00een investi\u021bii.<\/p>\n\n\n\n<p>Pe scurt, Treasury Direct este o op\u021biune de investi\u021bie interesant\u0103 pentru cei care caut\u0103 <a href=\"https:\/\/economiaportal.com\/ro\/484\/investitia-nubank-merita\/\">rentabilitatea<\/a> \u00een siguran\u021b\u0103 \u0219i convenabil. <\/p>\n\n\n\n<p>Cu diferite tipuri de obliga\u021biuni disponibile, pute\u021bi g\u0103si op\u021biunea care se potrive\u0219te cel mai bine nevoilor \u0219i obiectivelor dvs. de investi\u021bii. <\/p>\n\n\n\n<p>Cu toate acestea, este important s\u0103 evalua\u021bi \u00eentotdeauna riscurile implicate \u0219i s\u0103 ave\u021bi sprijinul unei firme de brokeraj de \u00eencredere \u0219i a unui profesionist \u00een investi\u021bii, dac\u0103 este necesar.<\/p>","protected":false},"excerpt":{"rendered":"<p>Tesouro Direto este una dintre cele mai populare op\u021biuni de investi\u021bii din Brazilia, \u00een special printre investitorii \u00eencep\u0103tori. Este un program de investi\u021bii al Trezoreriei Na\u021bionale, creat \u00een 2002,... <\/p>","protected":false},"author":14,"featured_media":618,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[378],"tags":[453,452,451],"class_list":["post-616","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investimentos","tag-ipca","tag-selic","tag-tesouro-direto","latest_post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tesouro direto: O investimento popular do Brasil - Economia Portal<\/title>\n<meta name=\"description\" content=\"O Tesouro Direto \u00e9 uma das op\u00e7\u00f5es de investimento mais populares no Brasil, principalmente entre os investidores iniciantes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/economiaportal.com\/ro\/616\/tesouro-direto-investitia-populara-din-brazilia\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tesouro direto: O investimento popular do Brasil - 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