{"id":602,"date":"2023-04-10T23:38:50","date_gmt":"2023-04-10T20:38:50","guid":{"rendered":"https:\/\/economiaportal.com\/?p=602"},"modified":"2023-04-10T23:38:50","modified_gmt":"2023-04-10T20:38:50","slug":"shtepia-ime-keshillat-e-jetes-sime","status":"publish","type":"post","link":"https:\/\/economiaportal.com\/sq\/602\/minha-casa-minha-vida-dicas\/","title":{"rendered":"Sht\u00ebpia ime, Jeta ime \u2013 k\u00ebshilla"},"content":{"rendered":"

Programi "Sht\u00ebpia ime, Jeta ime"<\/strong> krijuar nga qeveria federale braziliane n\u00eb vitin 2009.<\/p>\n\n\n\n

Me q\u00ebllim sigurimin e aksesit n\u00eb strehim t\u00eb denj\u00eb p\u00ebr familjet me t\u00eb ardhura t\u00eb ul\u00ebta. <\/p>\n\n\n\n

Q\u00eb at\u00ebher\u00eb, programi ka ofruar m\u00eb shum\u00eb se 5 milion\u00eb nj\u00ebsi banimi n\u00eb t\u00eb gjith\u00eb vendin. <\/p>\n\n\n\n

N\u00eb k\u00ebt\u00eb artikull, do t\u00eb diskutojm\u00eb se si funksionon programi dhe do t\u00eb japim tre k\u00ebshilla p\u00ebr ata q\u00eb duan t\u00eb p\u00ebrfitojn\u00eb prej tij.<\/p>\n\n\n\n

FIES \u2013 M\u00ebsoni rreth k\u00ebtij programi t\u00eb Qeveris\u00eb Federale<\/a><\/p>LAJME<\/cite><\/blockquote><\/figure>\n\n\n\n

Funksionimi i Programit<\/h3>\n\n\n\n

Para s\u00eb gjithash, ""Sht\u00ebpia ime, Jeta ime<\/strong>\u201d i destinuar p\u00ebr familjet me t\u00eb ardhura mujore deri n\u00eb 7,000 rand.<\/p>\n\n\n\n

Q\u00eb nuk zot\u00ebrojn\u00eb sht\u00ebpi t\u00eb tyre ose nuk kan\u00eb financim p\u00ebr strehim n\u00eb emrin e tyre. <\/p>\n\n\n\n

Programi ofron subvencione p\u00ebr blerjen ose nd\u00ebrtimin e nj\u00eb sht\u00ebpie, p\u00ebrve\u00e7 normave m\u00eb t\u00eb ul\u00ebta t\u00eb interesit p\u00ebr financimin e pasurive t\u00eb paluajtshme. <\/p>\n\n\n\n

Familjet e interesuara duhet t\u00eb regjistrohen n\u00eb bashkit\u00eb e tyre ose n\u00eb subjektet partnere t\u00eb programit, si\u00e7 jan\u00eb kooperativat e strehimit dhe shoqatat e banor\u00ebve.<\/p>\n\n\n\n

N\u00eb p\u00ebrmbledhje, programi ka kat\u00ebr kategori t\u00eb ardhurash, t\u00eb cilat p\u00ebrcaktojn\u00eb shum\u00ebn e subvencionit dhe kushtet e financim<\/a>. <\/p>\n\n\n\n

N\u00eb pista 1<\/strong>, t\u00eb destinuara p\u00ebr familjet me t\u00eb ardhura deri n\u00eb 1,800 rand dollar\u00eb. <\/p>\n\n\n\n

Subvencioni mund t\u00eb arrij\u00eb n\u00eb 90% t\u00eb vler\u00ebs s\u00eb pron\u00ebs dhe financimi b\u00ebhet me norma interesi prej 4.5% n\u00eb vit. <\/p>\n\n\n\n

N\u00eb k\u00ebnga 2<\/strong>, p\u00ebr familjet me t\u00eb ardhura midis 1.8 mij\u00eb R$ dhe 2.6 mij\u00eb R$.<\/p>\n\n\n\n

Subvencioni mund t\u00eb arrij\u00eb n\u00eb 1,400,000 rand dhe normat e interesit jan\u00eb deri n\u00eb 6,100,000 rand n\u00eb vit. <\/p>\n\n\n\n

Tashm\u00eb n\u00eb k\u00ebnga 3<\/strong>, p\u00ebr familjet me t\u00eb ardhura midis 2.6 mij\u00eb rand dhe 4 mij\u00eb rand.<\/p>\n\n\n\n

Subvencioni \u00ebsht\u00eb deri n\u00eb 27.5 mij\u00eb rand dhe normat e interesit variojn\u00eb nga 71 deri n\u00eb 81 rand n\u00eb vit. <\/p>\n\n\n\n

M\u00eb n\u00eb fund, n\u00eb pista 4<\/strong>, p\u00ebr familjet me t\u00eb ardhura midis 4,000 dhe 7,000 rand\u00ebve.<\/p>\n\n\n\n

Nuk ka subvencione dhe normat e interesit jan\u00eb deri n\u00eb 10% n\u00eb vit.<\/p>\n\n\n\n

K\u00ebshilla p\u00ebr t\u00eb p\u00ebrfituar nga Programi<\/h3>\n\n\n\n
    \n
  1. Planifikoni Financat Tuaja<\/strong>Para se t\u00eb regjistroheni n\u00eb program, \u00ebsht\u00eb e r\u00ebnd\u00ebsishme t\u00eb b\u00ebni nj\u00eb analiz\u00eb financiare dhe t\u00eb kuptoni se sa mund t\u00eb p\u00ebrballoni t\u00eb paguani p\u00ebr k\u00ebstet e financimit. Mos harroni se programi k\u00ebrkon nj\u00eb kontribut financiar nga familjet p\u00ebrfituese.<\/li>\n\n\n\n
  2. Gjeni nj\u00eb Agjent t\u00eb Besuesh\u00ebm t\u00eb Pasurive t\u00eb Patundshme<\/strong>P\u00ebr t\u00eb zgjedhur pron\u00ebn ideale, \u00ebsht\u00eb e r\u00ebnd\u00ebsishme t\u00eb keni ndihm\u00ebn e nj\u00eb agjenti t\u00eb besuar t\u00eb pasurive t\u00eb patundshme. Ata do t\u00eb jen\u00eb n\u00eb gjendje t'ju ndihmojn\u00eb t\u00eb gjeni opsione q\u00eb i p\u00ebrshtaten profilit tuaj dhe t\u00eb negocioni kushtet m\u00eb t\u00eb mira.<\/li>\n\n\n\n
  3. Kushtojini v\u00ebmendje afateve dhe dokumenteve<\/strong>Procesi i blerjes s\u00eb nj\u00eb sht\u00ebpie nga "Sht\u00ebpia ime, jeta ime"<\/strong>"mund t\u00eb jet\u00eb burokratike dhe t\u00eb k\u00ebrkoj\u00eb shum\u00eb koh\u00eb. Prandaj, \u00ebsht\u00eb e r\u00ebnd\u00ebsishme t\u00eb jeni t\u00eb vet\u00ebdijsh\u00ebm p\u00ebr afatet dhe dokumentet e k\u00ebrkuara p\u00ebr t\u00eb shmangur vonesat dhe shqet\u00ebsimet. Lexoni me kujdes t\u00eb gjith\u00eb informacionin e disponuesh\u00ebm n\u00eb lidhje me programin dhe k\u00ebrkoni ndihm\u00eb sa her\u00eb q\u00eb \u00ebsht\u00eb e nevojshme.<\/li>\n<\/ol>\n\n\n\n

    P\u00ebrfundim<\/h3>\n\n\n\n

    P\u00ebr t\u00eb marr\u00eb pjes\u00eb n\u00eb program, duhet t\u00eb p\u00ebrmbushni kriteret e p\u00ebrcaktuara t\u00eb t\u00eb ardhurave dhe t\u00eb k\u00ebrkoni nj\u00eb deg\u00eb t\u00eb Banka Federale e Kursimeve <\/a><\/strong>ose t\u00eb Banka e Brazilit<\/strong> p\u00ebr m\u00eb shum\u00eb informacion dhe p\u00ebr t\u00eb aplikuar p\u00ebr financim ose nj\u00eb grant.<\/p>","protected":false},"excerpt":{"rendered":"

    Programi \u201cMinha Casa, Minha Vida\u201d u krijua nga qeveria federale braziliane n\u00eb vitin 2009. Objektivi i tij ishte t\u00eb siguronte akses n\u00eb strehim t\u00eb denj\u00eb p\u00ebr familjet me t\u00eb ardhura t\u00eb ul\u00ebta. Q\u00eb at\u00ebher\u00eb, \u2026 <\/p>","protected":false},"author":14,"featured_media":604,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[381],"tags":[],"class_list":["post-602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social","latest_post"],"yoast_head":"\nMinha Casa, Minha Vida - dicas - Economia Portal<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a o programa do Governo Federal, Minha Casa Minha Vida, criado em 2009, que tem ajudado muitas fam\u00edlias a ter a sua casa pr\u00f3pria.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/economiaportal.com\/sq\/602\/shtepia-ime-keshillat-e-jetes-sime\/\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Minha Casa, Minha Vida - 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